This glossary covers terms specific to Dubai real estate investment.
Government & Regulatory
DLD (Dubai Land Department)
Government authority responsible for property registration, regulation, and development.
RERA (Real Estate Regulatory Agency)
Regulatory body overseeing Dubai's real estate sector, part of DLD.
DIFC (Dubai International Financial Centre)
Financial free zone with independent legal system based on common law.
DFSA (Dubai Financial Services Authority)
Regulator for financial services within DIFC.
Property Types & Ownership
Freehold
Full ownership of property and land in perpetuity. Available to foreigners in designated areas.
Leasehold
Ownership for a specified period (typically 99 years), then reverts to freeholder.
Freehold Areas
Designated zones where foreigners can own property outright: Palm Jumeirah, Dubai Marina, Downtown, etc.
Documentation
Title Deed (Mulkiya)
Official document proving property ownership, issued by DLD.
NOC (No Objection Certificate)
Document from developer confirming no objection to property transfer.
Ejari
Mandatory registration system for rental contracts in Dubai.
Oqood
Registration system for off-plan property purchases.
Fees & Charges
DLD Transfer Fee
4% fee paid to DLD when property ownership transfers.
Service Charges
Annual fees for community maintenance, regulated by RERA.
DEWA
Dubai Electricity and Water Authority. Utility provider.
Visa & Residency
Golden Visa
Long-term residence visa (5-10 years) available to property investors meeting thresholds.
Property Visa
Residence visa linked to property ownership meeting minimum value requirements.
Market Terms
Off-Plan
Property purchased before or during construction.
Ready Property
Completed property available for immediate occupancy.
Handover
Transfer of completed property from developer to buyer.
Understanding Dubai-specific terminology is essential for successful investment in the emirate.
